Relationship Analyst D

about us

• Will always honour our commitments, be truthful in what we say and do, uphold high ethical and moral standards and be fair and equitable in all our dealings.
• In our owner manager culture we accept that we are the masters of our own destiny and therefore we will always take full responsibility and accountability for all our decisions and actions and never leave anything unfinished.
• Are empowered to innovate and come up with new ideas, as we value and nurture new ideas.
• We believe in and enjoy what we are doing and therefore we energetically and willingly nurture caring relationships with all our stakeholders in our exciting journey of uncompromisingly achieving our objectives.
• Respect the feelings, rights and abilities of our colleagues, clients and communities, even though they may be different from our own. We respect ourselves and our colleagues by not accepting or delivering average or poor performance. If the FNB values are congruent with your value set, and you have the necessary skills and competencies for the position advertised, then we are looking for you. Preference shall be given to suitably qualified applicants from the designated groups as defined in the Affirmative Action Act, 29 of 1998.

purpose

Analyses credit data to estimate degree of risk in extending credit or lending money in support of a broader client relationship.

experience and qualifications

• Appropriate Business Degree. Banking Certification.
• 2 3 years related experience.

• Will always honour our commitments, be truthful in what we say and do, uphold high ethical and moral standards and be fair and equitable in all our dealings.
• In our owner manager culture we accept that we are the masters of our own destiny and therefore we will always take full responsibility and accountability for all our decisions and actions and never leave anything unfinished.
• Are empowered to innovate and come up with new ideas, as we value and nurture new ideas.
• We believe in and enjoy what we are doing and therefore we energetically and willingly nurture caring relationships with all our stakeholders in our exciting journey of uncompromisingly achieving our objectives.
• Respect the feelings, rights and abilities of our colleagues, clients and communities, even though they may be different from our own. We respect ourselves and our colleagues by not accepting or delivering average or poor performance. If the FNB values are congruent with your value set, and you have the necessary skills and competencies for the position advertised, then we are looking for you. Preference shall be given to suitably qualified applicants from the designated groups as defined in the Affirmative Action Act, 29 of 1998.

Analyses credit data to estimate degree of risk in extending credit or lending money in support of a broader client relationship.

• Appropriate Business Degree. Banking Certification.
• 2 3 years related experience.

• Location: Katima Mulilo

• Analyses credit data to estimate degree of risk in extending credit or lending money in support of a broader client relationship. Year on year revenue growth versus budget for team portfolio.
• Achieving the delivery of exceptional customer experience against the Balanced Scorecard standards.
• Act as the point of contact for the defined customer portfolio.
• Deal with customer complaints and ensure that it is resolved to the satisfaction of the customer.
• Manage the growth of active customer Account Base to increase client base.
• Ensures a competent portfolio management as well as asset and liability growth.
• Increase product holding per customer by doing cross selling.
• Pro actively identify and manage client attrition.
• Keep abreast with what's happening within the market place and more specifically with regards to process and credit policy.
• Maximize Business Portfolio cross sell opportunities and strengthen client relationships.
• Convert identified leads into successful sales.
• Achieve individual targets as set according to appropriate business area or sales plan
• Comply with governance in terms of legislative and audit requirements.
• Manage the % of facility documents outstanding in excess of 60 days after renewal as measured by Collateral team per BS Team / region based on facilities approved and documents submitted.
• Ensure effective Data Management by ensuring expired limits are attended to against set target.
• Prepare credit proposals for review by the Credit Product House.
• Assist internal sales partners with credit decisions and application of the credit policy.
• Compliance with procedures and processes contained in the Golden Rules.
• Manage credit risk in line with compliance requirements.
• Adhere to negotiated service levels and turnaround times in support of business strategy.