Portfolio Consumer Manager C

FNB Namibia - windhoek, namibia

a year ago

about us

Will always honour our commitments, be truthful in what we say and do, uphold high ethical and moral standards and be fair and equitable in all our dealings.
In our owner manager culture we accept that we are the masters of our own destiny and therefore we will always take full responsibility and accountability for all our decisions and actions and never leave anything unfinished.
Are empowered to innovate and come up with new ideas, as we value and nurture new ideas.
We believe in and enjoy what we are doing and therefore we energetically and willingly nurture caring relationships with all our stakeholders in our exciting journey of uncompromisingly achieving our objectives.
Respect the feelings, rights and abilities of our colleagues, clients and communities, even though they may be different from our own. We respect ourselves and our colleagues by not accepting or delivering average or poor performance. If the FNB values are congruent with your value set, and you have the necessary skills and competencies for the position advertised, then we are looking for you. Preference shall be given to suitably qualified applicants from the designated groups as defined in the Affirmative Action Act, 29 of 1998.

Evaluates a portfolios risk, makes final credit decisions, interacts with other departments regarding credit strategy, manage, coach and mentor team.

Will always honour our commitments, be truthful in what we say and do, uphold high ethical and moral standards and be fair and equitable in all our dealings.
In our owner manager culture we accept that we are the masters of our own destiny and therefore we will always take full responsibility and accountability for all our decisions and actions and never leave anything unfinished.
Are empowered to innovate and come up with new ideas, as we value and nurture new ideas.
We believe in and enjoy what we are doing and therefore we energetically and willingly nurture caring relationships with all our stakeholders in our exciting journey of uncompromisingly achieving our objectives.
Respect the feelings, rights and abilities of our colleagues, clients and communities, even though they may be different from our own. We respect ourselves and our colleagues by not accepting or delivering average or poor performance. If the FNB values are congruent with your value set, and you have the necessary skills and competencies for the position advertised, then we are looking for you. Preference shall be given to suitably qualified applicants from the designated groups as defined in the Affirmative Action Act, 29 of 1998.

Evaluates a portfolios risk, makes final credit decisions, interacts with other departments regarding credit strategy, manage, coach and mentor team.

Evaluates and authorise without reference or overview credit proposals within limits of delegated authority.
Scrutinises and credit proposals above limits of delegated authority and add recommendations for senior management and/or respective credit committee.
Appraises the risk factor where excesses over arrangements within prescribed responsibility are reported and institute suitable action to protect the Group from exposure.
Ensures the implementation and adherence to all risk management procedures.
Ensures credit proposals meet FNB's standards.
Identifies and assess credit risks relating to new corporate proposals by ascertaining the degree to which lending principles and processes were applied in the formulation of the proposal.
Conducts formal coaching session with direct reports focusing on key areas for development.
Ensures each team member has a written Personal Development Plan and performance management agreement.
Contributes to the recruitment of team members and ensure well skilled and experienced people are hired in an equity compliant way and in accordance with agreed procedures.
Celebrates success and reward and recognise the contributions of all team members.